Our Vision

Years from now we believe our organization will be regarded as a model for how communities take control of their economic destiny to create desirable places to live. Uwharrie Capital Corp aims to provide a common administrative support base for community banks operating in the southern Piedmont of North Carolina, principally the area known as the Uwharrie Lakes Region. Our company is allowing us to meet the needs of our market, successfully managing the total relationship of our customers in a highly caring and personal manner. Traditional transaction, credit, and other financial needs are being met by our network of Community-Based Banks. These banks benefit from shared earnings and market flexibility of our shared technology, Investments, Insurance and Financial Planning subsidiaries and partnerships.

A shared vision of the counties comprising the Uwharrie Lakes Region fosters a plan around the region's emergence as our state's central playground for the urban population along Interstate-85. Land use planning created an economy that is diverse and balanced, affording a standard of living for residents that leads our national average. Our organization, working with local leadership, helps to lead the way by providing both financial and intellectual capital to the effort.

While providing financial services for our customers, we also help communities direct their futures from within by giving them control over their local capital resources. A broad base of ownership of the company is maintained as our stakeholders come to understand the long-term benefit of participating in a for-profit, stock-based community financial union.

Uwharrie Capital Corp permits community leaders to have better insight into the cause and effects of economic development efforts. An enlightened vision of a desired future for our descendants has emerged, and the people have both the knowledge and capital resources to pursue it. A balanced economic community of environmentally-friendly manufacturers, technology companies, health care, service companies, recreation and tourism make up the employment base.